Grew up in Lombard, Illinois, went to Arizona State University, worked as a CPA with arthur andersen & co, then Laventhal and Horwath, then Rolling Stones, then Heron international, then Goodby Berlin and Silverstein in San Francisco. Moved to the foothills in 1990 and traded futures and designed websites. Married to Kate Stewart living in Colfax, CA. Have on son, Zachariah Panek who lives in GA. Like camping in RV, hiking, kayaking and snow sports. Also conga drumming, photography and dogs.